Small business loans

Grow your business with quick, easy and flexible finance. Join hundreds of satisfied start-ups and achieve the growth your business deserves.

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Getting a small business loan shouldn’t be difficult

With Access Commercial Finance, it’s effortless. We do the hard work and aim to make a funding decision within 24 hours. Cash flow friendly finance for any business:

Our Success Stories

Access Commercial Finance is owned and run by experienced entrepreneurs who have extensive experience in establishing and building successful businesses, in a variety of sectors, some of which have achieved a global presence.

Join hundreds of satisfied customers

We’ve lent millions of pounds to hundreds of UK businesses. Let us help you achieve your potential with a small business loan tailored to your needs and circumstances. From startups finding their feet to established businesses looking to take a step up to the next level.

  • Dedicated account manager

  • Effortless application process

  • Fixed interest rate & no hidden fees

  • Funding decision within 24 hours

  • No early repayment charges

  • Tailored to the needs of your business

How could a small business loan help you?

If your question isn’t answered here, get in touch and we will answer any queries.

To fund your future and grow your business. Our clients invest in machinery, equipment or inventory, upgrade their premises, expand their workforce through hiring and training, and much more.

You can borrow up to £250,000.

Our loan terms are from 1 year to 4 years. We don’t charge early repayment fees, so you won’t get stung if you want to pay back early.

You can get the money on the day you apply. We aim for same day decision and fund release, as long as you’re eligible and you sign documents on the same day.

No. We don’t think businesses should be punished for paying off their debt.

We pride ourselves on funding businesses of all backgrounds: we base our funding decisions on your potential, not your past.

Our team will look to understand the financial history of your business, and applications will be assessed on a case by case basis.

Yes. Our unsecured business loans require no collateral, just demonstrable ability for your business to make money.

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Fund your future today

We can help you achieve the success you deserve, regardless of your past. Let our team match your business with the perfect small business loan today.